Thomas Tokos – Citizens Mortgage
Category: Consultants
Other
20 Corporate Woods Blvd.
Albany, NY 12205
My name is Thomas P. Tokos 518-253-6525 thomas.tokos@citizensbank.com I have been in the lending business for about 45 years. I am an a Employee of Citizens Bank. I lend on 1-4 family Owner Occupied homes as Non-Owner Occupied “Investment” property and Second / Vacation homes purchases as well as Cash Out Refinances. I am able to lend nationally ( in and out of New York State). I am a NMLS Certified Mortgage Lender #589605 who gets paid by my Bank, not by you the borrower/client as most Mortgage Brokers are. My objectives are to give you the BEST program and rate possible that we can offer that suits YOUR needs and “pockets”. I am able to lend with the FHA programs 3.5% down payment , VA (Veterans Mortgages) Zero down payment , and of course Conventional Mortgages as low as 5% down payment. Please call me or Email me, I am happy to meet you at your convenience, in person (or by telephone ) Let me help you in this wonderful part of your lives !
Special Offer:
Mention this Wedding show when you call or Email me and I will try to give you a reduction in costs as much as I am legally able to!